About Us

Dinakaran M

I am Dinakaran M, founder of Kalpavriksham Investments with 18 years Experience in Financial Services. At Kalpavriksham Investments, We believe in 100% Customer Satisfaction and offer Transparent and Unbiased Investment Advice. We offer a wide range of consultancy services in Life Insurance, Health Insurance, Retirement Planning, Child's Future Planning and Estate creation. We also provide Wealth Creation Ideas thru Investment in Mutual Funds by way of SIP's and Stocks




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Our Achievements

18 Yr
EXPERIENCE AS FINANCIAL ADVISOR
5 +
RETIRMENT PLANNING

Greeting Of The Day

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GST cut on life, health insurance likely; relief for policyholders may be around the corner

The GST Council is expected to announce a significant tax cut on life and health insurance premiums in its upcoming meeting. The move could lower costs for policyholders and boost insurance penetration across India.

Date: 18/07/2025 / Source: Moneytoday
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Your income tax refund for AY 2025-26 is delayed? Experts explain new rule behind holding back ITR refunds

As ITR filing for AY 2025-26 picks up pace, reports suggest the government may delay issuing tax refunds until past assessments are cleared under Section 245. Experts warn this move could hurt honest and salaried taxpayers who rely on timely refunds for financial planning and liquidity.

Date: 10/07/2025 / Source: Financial Express
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Our Strength

SOUND INDUSTRY KNOWLEDGE WITH VARIED RANGE OF PRODUCTS
REGULAR REVIEW OF YOUR FINANCIAL PRODUCTS & NEEDS
TIMELY SERVICES

Gallery

Testimonial

testimonial

Nagammal, Thennur, Thiruchirappalli

I am TNEB Employee. I was in urgent need of Loan against my LIC Policy, due to my work timings, I was unable to visit LIC of India Branch. I contacted Mr. Dinakaran. He made my work easy. I didn't have to visit LIC Branch. I Thank his service.

testimonial

Ramakrishnan, Allithurai, Thiruchirappalli

I am Ramakrishnan, a Retd. School Headmaster. One of my friends referred me to Mr. Dinakaran for service call. I had to make a Policy Maturity Claim. Mr. Dinakaran assisted me in processing the Maturity Claim. I did not even visit the Branch.

Blog

Why You Must Secure Your Retirement Income Before Interest Rates Fall Further
Why You Must Secure Your Retirement Income Before Interest Rates Fall Further
Retirement Planning
2025-06-06
Ranjan Nagarkatte Blog
Major Highlights of Budget 2025
Major Highlights of Budget 2025
Budget
2025-02-01
Dinakaran M Blog
World Savings Day : Why savings is necessary?
World Savings Day : Why savings is necessary?
Financial Planning
2024-10-30
Dinakaran M Blog