About Us

Dinakaran M

I am Dinakaran M, founder of Kalpavriksham Investments with 18 years Experience in Financial Services. At Kalpavriksham Investments, We believe in 100% Customer Satisfaction and offer Transparent and Unbiased Investment Advice. We offer a wide range of consultancy services in Life Insurance, Health Insurance, Retirement Planning, Child's Future Planning and Estate creation. We also provide Wealth Creation Ideas thru Investment in Mutual Funds by way of SIP's and Stocks




Read More

Our Achievements

18 Yrs
EXPERIENCE AS FINANCIAL ADVISOR
5 +
RETIRMENT PLANNING

Greeting Of The Day

Slideshow Image 1

RBI MPC Meeting August 2026 Highlights: Repo rate unchanged at 5.25%, GDP growth outlook revised up to 6.7%, says governor Sanjay Malhotra

RBI MPC Meeting August 2026 Live Updates: RBI governor Sanjay Malhotra-led Monetary Policy Committee (MPC) announced its decision to keep repo rate unchanged at 5.25%. RBI’s three-day MPC meeting commenced on Monday. Markets and experts widely expected the central bank to leave the benchmark repo rate unchanged. A change in repo rate has a direct impact on the EMIs borrowers pay for their loans.

Date: 05/08/2026 / Source: Times Of India
Read More

LIC pays ₹12,207.25 crore dividend to government

LIC said it is completing 70 years and as on March 31, 2026 the asset base stood at ₹59.03 lakh crore. Union Finance Minister Nirmala Sitharaman receives a dividend cheque of ₹12,207 crore for FY 2025-26 from Life Insurance Corporation of India CEO and MD R. Doraiswamy, in New Delhi on Wednesday (July 29, 2026).

Date: 29/07/2026 / Source: The Hindu
Read More

Our Strength

SOUND INDUSTRY KNOWLEDGE WITH VARIED RANGE OF PRODUCTS
REGULAR REVIEW OF YOUR FINANCIAL PRODUCTS & NEEDS
TIMELY SERVICES

Gallery

Testimonial

testimonial

Nagammal, Thennur, Thiruchirappalli

I am TNEB Employee. I was in urgent need of Loan against my LIC Policy, due to my work timings, I was unable to visit LIC of India Branch. I contacted Mr. Dinakaran. He made my work easy. I didn't have to visit LIC Branch. I Thank his service.

testimonial

Ramakrishnan, Allithurai, Thiruchirappalli

I am Ramakrishnan, a Retd. School Headmaster. One of my friends referred me to Mr. Dinakaran for service call. I had to make a Policy Maturity Claim. Mr. Dinakaran assisted me in processing the Maturity Claim. I did not even visit the Branch.

Blog

Why You Must Secure Your Retirement Income Before Interest Rates Fall Further
Why You Must Secure Your Retirement Income Before Interest Rates Fall Further
Retirement Planning
2025-06-06
Ranjan Nagarkatte Blog
Major Highlights of Budget 2025
Major Highlights of Budget 2025
Budget
2025-02-01
Dinakaran M Blog
World Savings Day : Why savings is necessary?
World Savings Day : Why savings is necessary?
Financial Planning
2024-10-30
Dinakaran M Blog