About Us

Dinakaran M

I am Dinakaran M, founder of Kalpavriksham Investments with 18 years Experience in Financial Services. At Kalpavriksham Investments, We believe in 100% Customer Satisfaction and offer Transparent and Unbiased Investment Advice. We offer a wide range of consultancy services in Life Insurance, Health Insurance, Retirement Planning, Child's Future Planning and Estate creation. We also provide Wealth Creation Ideas thru Investment in Mutual Funds by way of SIP's and Stocks




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Our Achievements

18 Yrs
EXPERIENCE AS FINANCIAL ADVISOR
5 +
RETIRMENT PLANNING

Greeting Of The Day

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How draft Income Tax rules, 2026 could change your taxes and transactions

The draft Income-tax Rules, 2026 signal a calibrated overhaul of India’s tax compliance framework — raising thresholds for routine banking and property transactions, revising salary perquisite valuations, and expanding exemptions for families, while simultaneously tightening digital scrutiny and foreign income reporting norms.

Date: 12/02/2026 / Source: CNBC
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Report shows India’s life insurance coverage far below adequate levels

Life insurance remains a critical tool for financial protection and savings in India, but coverage levels are still far below what is considered adequate for earning individuals, according to insights shared by Mithil Sejpal, Co-Founder of SLiQ (Smart LIQuidity) by ValuEnable.

Date: 10/02/2026 / Source: CNBC
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Our Strength

SOUND INDUSTRY KNOWLEDGE WITH VARIED RANGE OF PRODUCTS
REGULAR REVIEW OF YOUR FINANCIAL PRODUCTS & NEEDS
TIMELY SERVICES

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Testimonial

testimonial

Nagammal, Thennur, Thiruchirappalli

I am TNEB Employee. I was in urgent need of Loan against my LIC Policy, due to my work timings, I was unable to visit LIC of India Branch. I contacted Mr. Dinakaran. He made my work easy. I didn't have to visit LIC Branch. I Thank his service.

testimonial

Ramakrishnan, Allithurai, Thiruchirappalli

I am Ramakrishnan, a Retd. School Headmaster. One of my friends referred me to Mr. Dinakaran for service call. I had to make a Policy Maturity Claim. Mr. Dinakaran assisted me in processing the Maturity Claim. I did not even visit the Branch.

Blog

Why You Must Secure Your Retirement Income Before Interest Rates Fall Further
Why You Must Secure Your Retirement Income Before Interest Rates Fall Further
Retirement Planning
2025-06-06
Ranjan Nagarkatte Blog
Major Highlights of Budget 2025
Major Highlights of Budget 2025
Budget
2025-02-01
Dinakaran M Blog
World Savings Day : Why savings is necessary?
World Savings Day : Why savings is necessary?
Financial Planning
2024-10-30
Dinakaran M Blog