About Us

Dinakaran M

I am Dinakaran M, founder of Kalpavriksham Investments with 18 years Experience in Financial Services. At Kalpavriksham Investments, We believe in 100% Customer Satisfaction and offer Transparent and Unbiased Investment Advice. We offer a wide range of consultancy services in Life Insurance, Health Insurance, Retirement Planning, Child's Future Planning and Estate creation. We also provide Wealth Creation Ideas thru Investment in Mutual Funds by way of SIP's and Stocks




Read More

Our Achievements

18 Yrs
EXPERIENCE AS FINANCIAL ADVISOR
5 +
RETIRMENT PLANNING

Greeting Of The Day

Slideshow Image 1

Your income tax changes from April 1, 2026! Top 10 things salaried taxpayers should know about new rules & tax regime choice

April 1, 2026 not just signals the start of the new financial year 2026-27, but this time also brings with it a new set of income tax rules. The New Income Tax Rules 2026, based on the Income Tax Act 2025, have several changes that salaried taxpayers should be aware of. Your exemption limits are changing -hence the math behind the choice of the new and old income tax regime is also changing.

Date: 31/03/2026 / Source: Times Of India
Read More

Life insurance industry grows over 20% in February; LIC outpaces private insurers: Report

LIC continued to outpace the private sector, reporting around 23% growth, compared with roughly 20% growth for private insurers, extending its lead for the third consecutive month. Among private insurers, Canara HSBC Life Insurance was the fastest-growing player with over 60% growth.

Date: 10/03/2026 / Source: Business Today
Read More

Our Strength

SOUND INDUSTRY KNOWLEDGE WITH VARIED RANGE OF PRODUCTS
REGULAR REVIEW OF YOUR FINANCIAL PRODUCTS & NEEDS
TIMELY SERVICES

Gallery

Testimonial

testimonial

Nagammal, Thennur, Thiruchirappalli

I am TNEB Employee. I was in urgent need of Loan against my LIC Policy, due to my work timings, I was unable to visit LIC of India Branch. I contacted Mr. Dinakaran. He made my work easy. I didn't have to visit LIC Branch. I Thank his service.

testimonial

Ramakrishnan, Allithurai, Thiruchirappalli

I am Ramakrishnan, a Retd. School Headmaster. One of my friends referred me to Mr. Dinakaran for service call. I had to make a Policy Maturity Claim. Mr. Dinakaran assisted me in processing the Maturity Claim. I did not even visit the Branch.

Blog

Why You Must Secure Your Retirement Income Before Interest Rates Fall Further
Why You Must Secure Your Retirement Income Before Interest Rates Fall Further
Retirement Planning
2025-06-06
Ranjan Nagarkatte Blog
Major Highlights of Budget 2025
Major Highlights of Budget 2025
Budget
2025-02-01
Dinakaran M Blog
World Savings Day : Why savings is necessary?
World Savings Day : Why savings is necessary?
Financial Planning
2024-10-30
Dinakaran M Blog