![](https://kalpavrikshaminvestments.com/assets/product/99/feature/290_Assured Money Back.jpg)
![](https://kalpavrikshaminvestments.com/assets/product/99/feature/290_Assured Money Back.jpg)
A Product with Guaranteed Benefits and Limited Premium Payment option.
Eligibility Criteria:
Age At Entry
Term | 20 | 30 | 40 | |
Minimum | 8 Yrs | 3 Yrs | 90 Days | |
Maximum | Single Premium | 60 Yrs | 50 Yrs | 40 Yrs |
Limited Premium | 55 Yrs | 45 Yrs | 35 Yrs |
Age At Maturity
Term | 20 | 30 | 40 | |
Minimum | 28 Yrs | 33 Yrs | 40 Yrs | |
Maximum | Single Premium | 80 Yrs | ||
Limited Premium | 75 Yrs |
Policy Terms Available: 20, 30 and 40 Years
Premium Paying Terms Available: Single Premium, Limited Premium Paying Term i.e. Half of the Policy Term
Below Riders are Available:
Guaranteed Benefits:
Term | End of 10th Year | End of 15th Year | End of 20th Year | End of 25th Year | End of 30th Year | End of 35th Year |
20 | 10% | 10% | - | - | - | - |
30 | - | 15% | 15% | 15% | - | - |
40 | - | - | 20% | 20% | 20% | 20% |
Death Benefit:
For Single Premium > 125% of Basic Sum Assured +Accrued Guaranteed Additions
For Limited Premium > Higher of 125% of Basic Sum Assured or 7 times of the Annualized Premium.